Initial application
You provide identity, contact information, requested amount, purpose, income or business information and the proposed collateral type where applicable.
Outcome: application record createdTHE PROCESS
A controlled path from application to completion.
The process is designed to separate enquiry, assessment, approval, contracting and actual release of funds.
01
02
KYC / AML and document review
Identity, address, source information, transaction purpose and supporting documents are reviewed according to the requirements of the case.
Outcome: file ready for credit assessment or additional information request03
Credit assessment
The requested structure, repayment capacity, security, term and risk factors are evaluated. The amount requested is not automatically the amount approved.
Outcome: approval, rejection or revised structure04
Offer and contractual documentation
If approved, the actual commercial terms and conditions must be documented. The client should review the final agreement before acceptance.
Outcome: defined contractual position05
Conditions precedent
Required security, documents, account information, legal formalities and any other conditions must be completed before release.
Outcome: completion readiness confirmed06
Controlled release and servicing
Once the contractual release conditions are satisfied, the financing record can be activated and administered through the client portal.
Outcome: servicing, documents, messages and transaction records